Affordable Financing for Aircraft Upgrades

We can help you find financing for avionics upgrades and engine overhauls, so you can modernize your aircraft without tying up your cash.

Are you considering an avionics upgrade or engine overhaul? Major upgrades can run well into five or six figures, and that bill usually arrives all at once. Financing upgrades to your aircraft prevents you from having to liquidate a portion of your financial portfolio. Your investments stay where they are, and the cost of the work is spread over predictable monthly payments.

Excel Credit has provided specialty lending nationwide since 1993. Our loan officers understand aircraft, and we will work with you to structure financing that fits your aircraft, your budget and your plans.

$5K–$100K Financing Amounts
24–48 Hrs Typical Approvals
48 States Nationwide Service

Financing Avionics Upgrades

Today's avionics make flying safer, simpler and more capable, and a modern panel can make your aircraft more attractive to future buyers. Whether you are meeting a requirement or upgrading to a full glass cockpit, we can help you finance the project.

Common Avionics Upgrades

  • ADS-B Out and ADS-B In equipment
  • Glass cockpit and EFIS displays
  • GPS / WAAS navigators
  • Digital autopilots and flight directors
  • Engine monitors and audio panels
  • Communication radios
  • Synthetic vision, traffic and weather

Engine Overhaul Financing

Your engine is the single most important component of your aircraft, and keeping it healthy is not optional. When your engine reaches TBO (time between overhaul) or needs a major overhaul, factory remanufacture or replacement, the cost can be significant. Financing the overhaul lets you complete the work on schedule and get back in the air, instead of delaying necessary maintenance or pulling money out of your investments.

A fresh overhaul can also protect and improve your aircraft's value. Engine time is one of the first things buyers and appraisers look at.

Engine Projects We Can Help Finance

  • Major overhauls at or near TBO
  • Top overhauls and cylinder work
  • Factory remanufactured engines
  • Engine replacements

Why Finance Instead of Paying Cash?

  • Keep your portfolio intact. No need to sell investments, trigger taxable gains or miss out on market growth.
  • Preserve your cash reserves. Keep liquidity for operating costs, hangar, insurance and the unexpected.
  • Predictable monthly payments. Fixed-rate financing makes the upgrade easy to budget for.
  • Do the work now, not later. Don't let cash flow delay safety improvements or required maintenance.
  • Invest in your aircraft's value. Upgraded avionics and a fresh engine make your aircraft more marketable.

How Aircraft Upgrade Financing Works

  1. Get your quote. Obtain a written estimate from your avionics shop or engine overhaul facility.
  2. Request your options. Use the form below, complete our secure online aircraft loan application, or call us at 407-862-2225.
  3. Get a fast decision. A loan officer will review your application, typically within 24 to 48 hours, and walk you through your options.
  4. Upgrade and fly. Once your loan closes, your shop gets to work and you get back to flying.

Want to see what your payment could look like? Try our aircraft loan payment calculator or view our current aircraft loan interest rates.

Why Choose Excel Credit?

  • Specialty lending experience since 1993
  • Complete confidentiality with a secure website
  • Fast approvals, typically within 24-48 hours
  • Fixed-rate loans with the longest terms possible for qualified borrowers
  • National service in the 48 contiguous United States

Aircraft Upgrade Financing FAQs

  • Yes. Excel Credit helps aircraft owners finance avionics upgrades such as ADS-B equipment, GPS navigators, autopilots and glass cockpit displays, so the cost can be spread over time instead of paid in one lump sum.

  • Yes. Whether your engine is approaching TBO or needs a major overhaul, Excel Credit can help you find financing so your aircraft can get back in the air without draining your cash reserves.

  • Financing an upgrade means you do not have to liquidate part of your investment portfolio. Your investments can stay in the market while a predictable monthly payment covers the cost of the work.

  • Excel Credit typically provides credit decisions within 24 to 48 hours of receiving a completed application and the required documentation.

  • Excel Credit offers national service throughout the 48 contiguous United States.

Start your upgrade

Let’s Get Your Aircraft Upgraded

One short request and we’ll send your financing options straight to your inbox — no paperwork, no obligation, no impact to your credit.

  • $5,000 to $100,000
  • Avionics & engine overhauls
  • Fast approvals
  • No collateral required
Prefer to talk it through? 407-712-2806 Thomas H. Bell · Excel Credit, Inc.
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$5,000$100,000

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Thank you — we’ve got your request.

Check your email in the next few minutes for your financing options. Need to talk sooner? Call Tom Bell direct at 407-712-2806.

Ready to Upgrade Your Aircraft?

From ADS-B and glass cockpits to major engine overhauls, we help aircraft owners move forward without draining their savings. Request your options in minutes using the form above, or call a loan specialist to discuss your project.

Call 407-862-2225