Refinance Your Aircraft Loan

Why not Refinance your Loan? There has never been a better time to refinance your aircraft and refinance your avionics panel, refinance the engine, or refurbish the paint and interior. Consider the benefits of upgrading your aircraft loan at today's lower rates.

Owning an aircraft has never been this affordable.
Consider this – aircraft loan interest rates are still remain at the lowest in decades.

In addition, financing aircraft for up to 20 years is now common place, where financing 7 years ago only extended for 15 years. In relative terms, the monthly payments for a new aircraft have decreased. For example, for a $225,000 loan, the monthly cost of ownership has decreased over $273 per month in the past 7 years. This equates to an individual being able to spend an additional $34,000 for an airplane (or a $259,000 aircraft) at the same relative monthly cost.

Preserving the value of your investments.
Clients who would typically pay cash for their aircraft may take a considerable loss by liquidating a portion of their portfolio today. Financing can keep an individual in their other investments while the stock market rebounds over the next few years.

Better use of capital.
In most cases, financing your aircraft with Excel Credit is a better use of your money and your investments! In today's competitive environment you can often generate a greater overall return by financing your aircraft and using your money to generate greater returns. This also allows you to focus your attention on those investments that provide the greatest returns. For business use loans, your interest rate is effectively reduced by 40%!